Penguatan Pendidikan Karakter Melalui Edukasi Literasi Keuangan untuk Remaja Sekolah Menengah

Faizal Rizky Yuttama; Budi Widadi

doi:10.61132/ardhi.v3i3.1135

Authors

Faizal Rizky Yuttama Universitas Harapan Bangsa
Budi Widadi Universitas Harapan Bangsa

DOI:

https://doi.org/10.61132/ardhi.v3i3.1135

Keywords:

Character Education, Financial Literacy, Financial Management

Abstract

The purpose of this community service activity is to improve the knowledge of SMA Islam Andalusia Banyumas students about finance and teach them to use money wisely and independently starting from adolescence. The results showed that most students did not understand the basic concepts of financial literacy, such as the difference between needs and wants, budgeting, and the importance of saving. The training was conducted in one day with a participatory education approach. This method includes providing materials, group discussions, budgeting simulations, and individual reflections. This activity was attended by 80 students. The assessment results showed an increase in the average score from 52.4 in the pretest to 81.1 in the posttest. This activity also showed high active participation, with more than 88% of students actively involved in discussions and group assignments. This training proves that an experience-based approach can effectively improve students' understanding and awareness of personal financial management. Financial literacy instilled since high school has the potential to form a character of thrift, responsibility, and independence in facing future financial challenges

Downloads

Download data is not yet available.

References

Afandy, C., & Niangsih, F. F. (2020). Literasi keuangan dan manajemen keuangan pribadi mahasiswa di Provinsi Bengkulu. The Manager Review, 2(2), 68–98. https://doi.org/10.33369/tmr.v2i2.16329

Alpiansah, R., Fitriyah, N., & Bambang, B. (2024). Radio live discussion: Pengenalan konsep piramida keuangan untuk mengatasi masalah manajemen keuangan. Jurnal Pengabdian Kepada Masyarakat Nusantara, 5(2), 2621–2627. https://doi.org/10.55338/jpkmn.v5i2.3278

Hidajat, S., & Wardhana, W. T. (2023). Pengaruh literasi keuangan dan sikap keuangan terhadap pengelolaan keuangan mahasiswa. Journal of Economics and Business UBS, 12(2), 1036–1048. https://doi.org/10.52644/joeb.v12i2.200

Kartini, T., & Mashudi, U. (2022). Financial literacy mahasiswa indekos. PROMOSI, 2(10), 154–164.

Kolb, D. A. (1984). Experiential learning: Experience as the source of learning and development. Prentice-Hall. https://doi.org/10.1016/B978-0-7506-7223-8.50017-4

Otoritas Jasa Keuangan. (2023). Survei Nasional Literasi dan Inklusi Keuangan 2022. https://www.ojk.go.id/id/berita-dan-kegiatan/publikasi/Pages/Survei-Nasional-Literasi-dan-Inklusi-Keuangan-2019.aspx

Prihatini, D., & Irianto, A. (2021). Pengaruh literasi keuangan dan pengendalian diri terhadap perilaku konsumtif mahasiswa. Jurnal Ecogen, 4(1), 24. https://doi.org/10.24036/jmpe.v4i1.11035

Simamora, R. (2020). Strategi pembelajaran aktif untuk meningkatkan minat belajar siswa. Jurnal Pendidikan Karakter, 9(9), 53–64.

Sri Rahayu, & Diatmika, I. P. G. (2024). Analisis kapabilitas pemasaran dan orientasi pasar terhadap keunggulan daya saing UMKM Seketeng. Entrepreneur: Jurnal Bisnis Manajemen dan Kewirausahaan, 5(3), 380–387.

Sukmawati, S., Rahman, H., & Mustamir, M. (2021). Pengaruh pembelajaran daring terhadap motivasi dan hasil belajar siswa. Jurnal Al-Ilmi: Jurnal Riset Pendidikan Islam, 2(1), 30–43. https://doi.org/10.47435/al-ilmi.v2i1.748

UNESCO Institute for Statistics. (2018). A global framework of reference on digital literacy skills for indicator 4.4.2 (Issue 51). http://uis.unesco.org/sites/default/files/documents/ip51-global-framework-reference-digital-literacy-skills-2018-en.pdf

Vincent, T. A., & Prabowo, B. (2023). Peningkatan literasi keuangan masyarakat Kota Surabaya melalui program pengabdian oleh Divisi Keuangan PELNI Surabaya. Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia, 2(3), 31–38. https://doi.org/10.55606/jppmi.v2i3.429

Wulandari, L., & Ridwan, I. (2023). Peranan pendidikan literasi keuangan dalam mengembangkan kemampuan mengelola keuangan di kalangan remaja. Community Development Journal, 4(2), 1396–1401.